California Auto Insurance Quotes

If you call the Golden State your home, getting California auto insurance quotes has never been as easy as it is today. Thanks to the internet you can have a rate quote back within minutes. That said, here is what you need to know about car insurance coverage in California.

Under the current state law you are required to carry auto liability insurance. Being pulled over, or becoming involved in a car accident, and not having insurance is grounds for not only a heavy fine, but having your car impounded and license taken away. The state takes this very seriously.

According to the law you must carry a policy with minimum limits of $15,000 in Bodily Injury Liability per person, $30,000 in total Bodily Injury Liability, and $5,000 in Property Damage coverage. This is also more commonly known as having limits of 15/30/5.

Car insurance quotes in California can vary widely. Never assume that every company has the same premium rates because they don't. In fact they can vary as much as hundreds, and even thousands of dollars a year. Not only that, but the company that is the lowest this year can be one of the highest the following year. So it pays to shop around.

It's worth noting that in 2009, auto insurance rates in California cost an average of $1,650, which amazingly, was below the national average of over $1700. Even so, finding your best rate will save you money in the long run.

You can shop online and find sites that will give you an instant quote based on the information you put into it. Keep in mind though; your final premium will be determined after reviews of your driving record and other information. These quick quotes are a general idea of what your rate will be.

As you can see, getting the lowest California auto insurance quotes is as easy as going online.