A Quick Overview Of California Auto Insurance Requirements

Meeting the California auto insurance requirements will be one of the first things you need to take care of when you move to California. The insurance that is required for every vehicle in the State will provide you with minimum protection if you are injured in an accident. However, you will also want to be fully protected with comprehensive and collision insurance so that your personal vehicle is protected if your vehicle is damaged in an accident.

When an individual does not have the required insurance coverage, their vehicle can be impounded at any time. In addition, there is a significant fine to those individuals and, in case of an accident; they bear personal responsibility for any damages that have been done. Even when a person is in a fender bender, they can be personally responsible for several thousand dollars if they are not insured.

California insurance companies are electronically linked with the Department of Motor Vehicles. When insurance coverage has lapsed, the DMV receives automatic notification and the registration on the vehicle is suspended. Police departments also automatically check registration status when they stop a car for any infraction. If the registration is suspended the car is impounded immediately.